> For the complete documentation index, see [llms.txt](https://docs.one-cp.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.one-cp.com/configuration-and-setup/payment.md).

# Payment Configuration

Complete payment configuration guide for 1-CP Corporate Checkout

This section provides comprehensive guidance for configuring payment methods in 1-CP Corporate Checkout. Our platform supports both receiving payments from customers and issuing corporate payments through various providers and methods.

## 💳 Payment Methods Overview

### Supported Payment Types

#### **Receiving Payments**

Accept payments from customers and clients:

* **Credit/Debit Cards**: Visa, Mastercard, American Express, Discover, JCB, Diners Club
* **Digital Wallets**: PayPal (via Stripe integration)
* **Bank Transfers**: Direct bank account payments
* **Regional Methods**: SEPA, Sofort, iDEAL, China UnionPay

#### **Issuing Payments**

Corporate payment solutions for business expenses:

* **Virtual Credit Cards**: AirPlus corporate card solutions
* **Corporate Accounts**: Integrated expense management
* **Travel Cards**: Specialized travel and accommodation payments

## 🌍 Supported Regions & Currencies

### Global Coverage

* **Europe**: EUR, GBP, CHF, SEK, NOK, DKK, PLN, CZK, HUF, BGN, RON
* **North America**: USD, CAD, MXN
* **Asia-Pacific**: JPY, KRW, CNY, HKD, SGD, AUD, NZD, MYR, THB, PHP, IDR, INR
* **Middle East & Africa**: ILS, TRY, ZAR
* **Latin America**: BRL

### Regional Payment Methods

* **Europe**: SEPA transfers, local banking networks
* **Asia**: China UnionPay, local payment networks
* **Americas**: ACH transfers, local banking solutions

## ⚙️ Configuration Workflow

### 1. Choose Your Payment Strategy

Determine which payment methods you need based on:

* **Customer Base**: Geographic distribution of your customers
* **Business Model**: B2B vs B2C requirements
* **Transaction Types**: One-time vs recurring payments
* **Compliance Requirements**: Industry-specific regulations

### 2. Configure Payment Providers

Set up your preferred payment service providers:

#### **For Receiving Payments**

* [**Stripe Configuration**](/configuration-and-setup/payment/receiving/stripe-config.md) - Global card processing with advanced features
* [**Gateway Configuration**](https://github.com/One-Cp/one-cp-docs/blob/main/payment/receiving/geteway-config.md) - European-focused payment processing
* [**PayPal via Stripe**](/configuration-and-setup/payment/receiving/stripe-paypal.md) - Digital wallet integration

#### **For Issuing Payments**

* [**AirPlus Configuration**](/configuration-and-setup/payment/issuing/airplus-config.md) - Corporate virtual card solutions

### 3. Set Up Business Unit Mappings

Configure which payment methods are available for each business unit:

* Map payment configurations to specific business units
* Set up approval workflows and spending limits
* Configure reporting and expense tracking

### 4. Test Your Configuration

Validate your setup using provider-specific test credentials:

* [**Stripe Test Credentials**](/configuration-and-setup/payment/receiving/stripe-test-credentials.md)
* [**Gateway Test Credentials**](https://github.com/One-Cp/one-cp-docs/blob/main/payment/receiving/Gateway-test-credentials.md)

## 🏢 Enterprise Features

### Advanced Payment Controls

* **Spending Limits**: Set transaction and daily limits per business unit
* **Approval Workflows**: Multi-level approval for high-value transactions
* **Cost Center Allocation**: Automatic expense categorization and reporting
* **Multi-Currency Support**: Real-time exchange rates and currency conversion

### Compliance & Security

* **PCI DSS Compliant 1**: Highest payment security infrastructure
* **3D Secure**: Enhanced authentication for card transactions
* **Fraud Detection**: AI-powered fraud prevention and risk assessment
* **GDPR Compliance**: Full data protection regulation compliance

### Reporting & Analytics

* **Real-time Dashboards**: Transaction monitoring and analytics
* **Customizable Reports**: Export capabilities for accounting systems
* **Expense Management**: Integration with corporate expense platforms
* **Tax Calculation**: Automated tax processing for multiple jurisdictions

## 🚀 Getting Started

### Quick Setup Checklist

1. **\[ ] Choose Payment Providers** - Select providers based on your geographic needs
2. **\[ ] Create Business Units** - Set up organizational structure in dashboard
3. **\[ ] Configure Payment Methods** - Enable payment options for each business unit
4. **\[ ] Set Up Webhooks** - Configure real-time event notifications
5. **\[ ] Test Integration** - Validate setup using test credentials
6. **\[ ] Go Live** - Switch to production environment

### Configuration Resources

#### **Receiving Payments**

Set up payment acceptance for customer transactions: **→** [**Receiving Payment Configuration**](/configuration-and-setup/payment/receiving.md)

#### **Issuing Payments**

Configure corporate payment solutions: **→** [**Issuing Payment Configuration**](/configuration-and-setup/payment/issuing.md)

## 💡 Best Practices

### Payment Method Selection

* **Start with Major Cards**: Visa and Mastercard cover majority of transactions
* **Add Regional Methods**: Include local payment preferences for your markets
* **Consider Digital Wallets**: PayPal and other wallets improve conversion rates
* **Plan for Growth**: Choose providers that scale with your business

### Security Considerations

* Always use HTTPS for all payment-related communications
* Implement proper webhook signature verification
* Store sensitive payment data only when absolutely necessary
* Regular security audits and compliance reviews

### User Experience

* Provide clear payment method options and fees
* Implement proper error handling and user feedback
* Optimize for mobile devices and various screen sizes
* Test payment flows regularly across different browsers and devices

## 📞 Need Help?

* **Configuration Support**: <support@one-cp.com>
* **Technical Integration**: Check our [API documentation](https://docs.one-cp.com/api-reference)
* **Testing Resources**: See our [testing guide](/integration-and-development/testing.md)
* **Emergency Support**: Available 24/7 for critical payment issues

***

Ready to configure your payment methods? Start with our [receiving payment setup](/configuration-and-setup/payment/receiving.md) or [issuing payment configuration](/configuration-and-setup/payment/issuing.md) guides.