Payment Configuration

Complete payment configuration guide for 1-CP Corporate Checkout

This section provides comprehensive guidance for configuring payment methods in 1-CP Corporate Checkout. Our platform supports both receiving payments from customers and issuing corporate payments through various providers and methods.

💳 Payment Methods Overview

Supported Payment Types

Receiving Payments

Accept payments from customers and clients:

• Credit/Debit Cards: Visa, Mastercard, American Express, Discover, JCB, Diners Club

• Digital Wallets: PayPal (via Stripe integration)

• Bank Transfers: Direct bank account payments

• Regional Methods: SEPA, Sofort, iDEAL, China UnionPay

Issuing Payments

Corporate payment solutions for business expenses:

• Virtual Credit Cards: AirPlus corporate card solutions

• Corporate Accounts: Integrated expense management

• Travel Cards: Specialized travel and accommodation payments

🌍 Supported Regions & Currencies

Global Coverage

• Europe: EUR, GBP, CHF, SEK, NOK, DKK, PLN, CZK, HUF, BGN, RON

• North America: USD, CAD, MXN

• Asia-Pacific: JPY, KRW, CNY, HKD, SGD, AUD, NZD, MYR, THB, PHP, IDR, INR

• Middle East & Africa: ILS, TRY, ZAR

• Latin America: BRL

Regional Payment Methods

• Europe: SEPA transfers, local banking networks

• Asia: China UnionPay, local payment networks

• Americas: ACH transfers, local banking solutions

⚙️ Configuration Workflow

1. Choose Your Payment Strategy

Determine which payment methods you need based on:

• Customer Base: Geographic distribution of your customers

• Business Model: B2B vs B2C requirements

• Transaction Types: One-time vs recurring payments

• Compliance Requirements: Industry-specific regulations

2. Configure Payment Providers

Set up your preferred payment service providers:

For Receiving Payments

• Stripe Configuration - Global card processing with advanced features

• Gateway Configuration - European-focused payment processing

• PayPal via Stripe - Digital wallet integration

For Issuing Payments

• AirPlus Configuration - Corporate virtual card solutions

3. Set Up Business Unit Mappings

Configure which payment methods are available for each business unit:

• Map payment configurations to specific business units

• Set up approval workflows and spending limits

• Configure reporting and expense tracking

4. Test Your Configuration

Validate your setup using provider-specific test credentials:

• Stripe Test Credentials

• Gateway Test Credentials

🏢 Enterprise Features

Advanced Payment Controls

• Spending Limits: Set transaction and daily limits per business unit

• Approval Workflows: Multi-level approval for high-value transactions

• Cost Center Allocation: Automatic expense categorization and reporting

• Multi-Currency Support: Real-time exchange rates and currency conversion

Compliance & Security

• PCI DSS Level 1: Highest level of payment security certification

• 3D Secure: Enhanced authentication for card transactions

• Fraud Detection: AI-powered fraud prevention and risk assessment

• GDPR Compliance: Full data protection regulation compliance

Reporting & Analytics

• Real-time Dashboards: Transaction monitoring and analytics

• Customizable Reports: Export capabilities for accounting systems

• Expense Management: Integration with corporate expense platforms

• Tax Calculation: Automated tax processing for multiple jurisdictions

🚀 Getting Started

Quick Setup Checklist

1. [ ] Choose Payment Providers - Select providers based on your geographic needs

2. [ ] Create Business Units - Set up organizational structure in dashboard

3. [ ] Configure Payment Methods - Enable payment options for each business unit

4. [ ] Set Up Webhooks - Configure real-time event notifications

5. [ ] Test Integration - Validate setup using test credentials

6. [ ] Go Live - Switch to production environment

Configuration Resources

Receiving Payments

Set up payment acceptance for customer transactions: → Receiving Payment Configuration

Issuing Payments

Configure corporate payment solutions: → Issuing Payment Configuration

💡 Best Practices

Payment Method Selection

• Start with Major Cards: Visa and Mastercard cover majority of transactions

• Add Regional Methods: Include local payment preferences for your markets

• Consider Digital Wallets: PayPal and other wallets improve conversion rates

• Plan for Growth: Choose providers that scale with your business

Security Considerations

• Always use HTTPS for all payment-related communications

• Implement proper webhook signature verification

• Store sensitive payment data only when absolutely necessary

• Regular security audits and compliance reviews

User Experience

• Provide clear payment method options and fees

• Implement proper error handling and user feedback

• Optimize for mobile devices and various screen sizes

• Test payment flows regularly across different browsers and devices

📞 Need Help?

• Configuration Support: [email protected]

• Technical Integration: Check our API documentation

• Testing Resources: See our testing guide

• Emergency Support: Available 24/7 for critical payment issues

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Ready to configure your payment methods? Start with our receiving payment setup or issuing payment configuration guides.